Justannuities's Weblog

Use your home to top up your pension

justannuities — Sat, 30 Aug 2008 07:37:38 +0000

If you own your home and do not want to move or downsize then providing you are over age 55 you could release some of the equity in your home to top up your pension.

There are equity release plans that will allow you to take an income from as little as £50 per month. This may help pensioners with paying the bills and improving lifestyle.

It is important to seek independent financial advice before entering into any arrangement.

You can get a free guide on equity release from equity release solutions an specialist financial adviser. They have advisers all round the UK and if you wish they will visit you at home with no obligation.

Postcode Annuities

justannuities — Sat, 30 Aug 2008 07:30:13 +0000

Annuity providers can assess your life expectancy based on your postcode. If you live in a weathly or affluent part of the UK annuity providers expect your likely to live longer than someone of the same age in a deprived or disadvantaged area of the UK. That impacts the deal you can expect from some providers – the longer you are likely to live the less monthly income you’ll receive.

Although not common across all annuity providers the trend is growing – so bear it in mind and ask the question “does my postcode matter.”

To get independent financial advice and impartial advice on annuities visit annuitysupermarket.com

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justannuities — Sat, 30 Aug 2008 06:57:28 +0000

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